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Lemon Tree Hotels Ltd

Sector: Hotels

Lemon Tree Hotels reported strong results during Q2FY25 wherein the company recorded its highest ever Q2 quarter revenue which grew by 24% YoY to Rs 284 cr. EBITDA for the quarter stood at Rs 131 cr which grew by 26% YoY. EBITDA margin stood at 46.1% which grew by ~61 bps YoY. During the quarter company incurred a renovation expense of Rs 8 cr, excluding the impact of this the Net EBITDA margin would have been ~48.9%. PAT for the quarter stood at Rs 35 cr which grew by 33% YoY. PAT margin stood at 12.3% which grew by ~83 bps YoY. Company reduced its debt by Rs. 90 cr from Rs 1,913 cr as of 30th September 2023 to Rs 1,823 cr as of 30th September 2024. Cost of debt stood at 8.68% which decreased by 16 bps YoY.

18-Nov-2024

Target Price ()

158

Recommended Price ()

122

Potential Returns (%)

29

CMP ()

122.05

52 Week H/L ()

158.05-112.05

Returns(%) 1M

-1.46

3M

0.66

6M

-17.27

1Y

4.97

Protean eGov Technologies Ltd

Sector: IT/ITES

Protean reported a weak quarterly performance were its revenue from operations degrew by 7% YoY and but grew by 12% QoQ to Rs 220 cr. The decrease in revenue on YoY basis was due to 16% degrowth in each of tax services and identity services business due to higher base effect same quarter last year. EBITDA for the quarter degrew by 13% YoY but grew by 109% YoY to Rs 32 cr. EBITDA margin was down by 109 bps YoY but increased by 671 bps YoY to 14.4%. PAT for the quarter degrew by 14% YoY but grew by 33% QoQ to Rs 28 cr along with a PAT margin of 12.8%.

06-Nov-2024

Target Price ()

2326

Recommended Price ()

1967

Potential Returns (%)

18

CMP ()

1,947.45

52 Week H/L ()

2225-775

Returns(%) 1M

9.79

3M

13.25

6M

60.00

1Y

122.48

Paradeep Phosphates Ltd

Sector: Fertilizer

Paradeep Phosphates Limited (PPL) reported healthy growth in profitability in Q2FY25 led by strong volume growth across its portfolio of DAP and NPK fertilizers. Revenue from operations for the quarter grew by 4% YoY and 62% QoQ to Rs 3,844 cr. EBITDA for the quarter grew by 66% YoY and 189% QoQ to Rs 425 cr, coupled with an expansion in EBITDA margin of 412 bps YoY and 488 Bps QoQ, where EBITDA margin stood at 11.1%. EBITDA/ton (derived) stood at Rs 4,912 which grew by 55% YoY. PAT for the quarter grew by 155% YoY and 4,131% QoQ to Rs 228 cr and PAT margin stood at 5.9% which grew by 346 bps YoY.

29-Oct-2024

Target Price ()

105

Recommended Price ()

95

Potential Returns (%)

10

CMP ()

101.87

52 Week H/L ()

99-59.55

Returns(%) 1M

15.37

3M

11.26

6M

36.10

1Y

57.85

Ugro Capital Ltd

Sector: NBFC

Ugro reported healthy numbers for Q2FY25 wherein its AUM crossed the Rs 10,000 cr mark and reached Rs 10,517 cr and grew by 34% YoY and 10% QoQ. During the quarter company also recorded it lifetime highest net loans disbursement of Rs 1,971 cr which was driven by volumes across all of its products.

23-Oct-2024

Target Price ()

348

Recommended Price ()

237

Potential Returns (%)

47

CMP ()

238.95

52 Week H/L ()

314.85-213.15

Returns(%) 1M

-9.71

3M

-8.12

6M

-5.49

1Y

-15.28

Mastek Ltd

Sector: IT

Revenue increased by 7% QoQ and 13% YoY to Rs.867 crore, while EBITDA raised by 15% QoQ and 16% YoY to Rs.143 crore, improving the EBITDA margin to 16.5%, up from 15.2% in Q1 FY25 and 16.1% in Q4 FY24. Net profit before exceptional item grew by 63% QoQ and 68% YoY while it surged by 80% QoQ and 105% YoY to Rs.129 crore, after one-time exceptional gain of Rs.12 crore. Days sales outstanding (DSO) increased to 95 days from 92, primarily due to delayed collections; however, no challenges are anticipated, and improvements are expected in H2FY25.

21-Oct-2024

Target Price ()

3351

Recommended Price ()

2879

Potential Returns (%)

16

CMP ()

2,823.25

52 Week H/L ()

3147-2105.95

Returns(%) 1M

3.61

3M

3.42

6M

3.04

1Y

26.04

PNB Housing Finance Ltd

Sector: Housing Finance Company

PNB Housing Finance, promoted by Punjab National Bank, is the third-largest housing finance company in India, boasting an outstanding AUM of Rs. 71,243 Crs as of FY24, up from Rs. 65,977 Crs in FY22. The company also ranks third in loan book size at Rs. 65,358 Crs and is the largest by deposits at Rs. 17,783 Crs.

08-Oct-2024

Target Price ()

1333

Recommended Price ()

934

Potential Returns (%)

43

CMP ()

937.15

52 Week H/L ()

1201.45-600.4

Returns(%) 1M

-13.39

3M

17.84

6M

22.25

1Y

31.29

Paradeep Phosphates Ltd

Sector: Fertilizer

Paradeep Phosphates Limited (PPL) is Indias second largest private sector company in phosphatic fertilizers. Its primary products include a variety of phosphatic fertilizers, such as Di-Ammonium Phosphate (DAP) and several grades of NPK (Nitrogen, Phosphorus, Potassium), as well as Urea. PPL operates two major manufacturing facilities: one in Paradeep, Odisha, with a capacity of 1.8 Mn MT, and another in Zuarinagar, Goa, with a capacity of 1.2 Mn MT.

01-Oct-2024

Target Price ()

105

Recommended Price ()

83

Potential Returns (%)

26

CMP ()

84.26

52 Week H/L ()

98.3-58.7

Returns(%) 1M

-0.55

3M

-2.32

6M

18.50

1Y

14.87

Protean eGov Technologies Ltd

Sector: IT/ITES

Protean is one of the key IT-enabled solutions companies in India having extensive experience in creating digital public infrastructure and developing innovative citizencentric e-governance solutions. Their expertise helps streamline and enhance governance for government agencies, citizens, and businesses.

19-Sep-2024

Target Price ()

2459

Recommended Price ()

2001

Potential Returns (%)

23

CMP ()

2,000.90

52 Week H/L ()

2225-775

Returns(%) 1M

3.82

3M

67.75

6M

88.28

1Y

131.44

Mastek Ltd

Sector: IT

Mastek, a leader in digital engineering and cloud transformation, operates globally, with revenue from UK-&-Europe (56.90%), US (27.20%), and AMEA (15.90%). Despite sector challenges, Mastek maintains resilience, boasting a strong order backlog of Rs. 2,169 Crs and 13 deal wins.

24-Jul-2024

Target Price ()

3279

Recommended Price ()

2664

Potential Returns (%)

23

CMP ()

2,676.00

52 Week H/L ()

3147-1964

Returns(%) 1M

-1.65

3M

-1.07

6M

-0.41

1Y

24.58

Happiest Minds Technologies Ltd

Sector: IT

Happiest Minds Technologies Limited provides next-gen IT solutions, leveraging cloud computing, social media, mobility, analytics, unified communications, and IoT. The company specializes in Digital Transformation, Product Engineering, Infrastructure Management, Security, Testing, and Consulting, serving industries like Retail/CPG, BFSI, Travel, Manufacturing, and Media.

11-Jun-2024

Target Price ()

1124

Recommended Price ()

908

Potential Returns (%)

24

CMP ()

903.00

52 Week H/L ()

1022.3-738.05

Returns(%) 1M

8.64

3M

8.79

6M

1.83

1Y

-2.53

Raymond Ltd

Sector: Garments, Apparels and Real Estate

Raymond Ltd. (RW IN) is a diversified group that has a strong presence in the textiles, apparels, engineering and real estate businesses. The company started its journey as a small woollen mill in Thane (Maharashtra) in 1925 to expand into a mushrooming profit-making conglomerate today.

03-Jan-2024

Target Price ()

2545

Recommended Price ()

1719

Potential Returns (%)

48

CMP ()

1,709.40

52 Week H/L ()

2240-1092.6

Returns(%) 1M

8.62

3M

-4.94

6M

0.38

1Y

14.66

Ugro Capital Ltd

Sector: NBFC

UGRO Capital Limited is a Data Tech Lending platform addressing the small business credit gap in India. It offers term loan programs, including secured and unsecured loans for MSMEs.

29-Dec-2023

Target Price ()

344

Recommended Price ()

269

Potential Returns (%)

28

CMP ()

269.25

52 Week H/L ()

319.85-144

Returns(%) 1M

-0.98

3M

-4.11

6M

12.25

1Y

70.94

Shriram Properties Ltd

Sector: Real Estate

Shriram Properties Ltd (SPL) is one of the leading residential real estate development companies in South India, primarily focused on the mid-market and affordable housing categories. The company initiated its journey in Bengaluru in the year 2000. We initiate coverage on Shriram Properties with a “BUY” rating and a target price of Rs 124.

18-Sep-2023

Target Price ()

124

Recommended Price ()

85

Potential Returns (%)

45

CMP ()

86.16

52 Week H/L ()

98.39-53.25

Returns(%) 1M

15.53

3M

14.00

6M

44.07

1Y

-1.79

IRB Infrastructure Developers Ltd

Sector: Infrastructure

We initiate coverage on IRB with a “BUY” rating and a target price of Rs 36.43. Further upside potential from claims worth Rs 3,600 from NHAI which are under litigation as well as Hyderabad and Samakhiyali projects which are pending final closure, have not been considered in our valuation. They are cumulatively expected to be valued at Rs 5.58 over and above our target price.

27-Jul-2023

Target Price ()

36.43

Recommended Price ()

25.40

Potential Returns (%)

43

CMP ()

25.36

52 Week H/L ()

35-19.82

Returns(%) 1M

-7.03

3M

-3.42

6M

-4.65

1Y

22.05

Jammu and Kashmir Bank Ltd

Sector: Bank

At the CMP Rs. 69, the stock is trading at a PBV multiple of 0.72x based on its FY23 book value. We believe the stock deserves a higher PBV multiple of at least 0.80x for its FY25E book value against its 10-year historical average of 0.65x. With this we arrive at our target price of Rs.101, thereby providing a potential upside of 46%.

11-Jul-2023

Target Price ()

101

Recommended Price ()

69

Potential Returns (%)

46

CMP ()

69.04

52 Week H/L ()

71.2-26.25

Returns(%) 1M

22.68

3M

36.04

6M

26.61

1Y

154.84

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